CapitalSouth Bancorp is a bank holding company. Through its wholly owned bank subsidiary, CapitalSouth Bank, the Company oper ... ates 12 full-service banking offices located in the metropolitan areas of Birmingham, Huntsville and Montgomery, Alabama, and Jacksonville, Florida. It also operates commercial loan production offices in Atlanta, Georgia. It's lending focuses upon loans that are secured primarily by single and multi-family real estate, residential construction loans, loans secured by owner-occupied commercial buildings and other types of commercial loans to a variety of small and medium-sized businesses for a variety of purposes. On September 14, 2007, the Company completed the acquisition of Monticello Bancshares, Inc. and its wholly owned subsidiaries, Monticello Bank and Mortgage Lion, Inc. Through Mortgage Lion, Inc. it operates a wholesale mortgage origination office in Fitzgerald, Georgia. read more