Caltech Employees Federal Credit Union (CEFCU) is a Credit Union for the California Institute of Technology family and its af ... filiate organizations. CEFCU is headquartered in La Canada and is the 25th largest credit union in the state of California. It is also the 156th largest credit union in the nation. Caltech Employees Federal Credit Union's savings rates are 73% higher than the national average. Today it has over 32,000 members with assets above $1.6 billion. The services offered by CEFCU are youth savings accounts, real state and vehicle loans, personal loans, credit card services and others. Founded in 1950, membership is available to the entire Caltech population and members of their immediate families. The Credit Union makes personal loans at interest rates that usually exceed the interest rates available on short-term accounts at banks or savings institutions read more