Cal Mutual is one of the fastest growing independent, Real Estate and lending firms in California. Cal Mutual has been servic ... ing the real estate financing and real estate needs of its clients since 2003. Our success is founded on two simple core values; speed and relationships. We understand that real estate financing and the real estate process can be tedious and confusing so we focus on getting the job done fast and establishing long lasting relationships with each of our clients to continue to be their single resource for all their real estate and financing needs. Cal Mutual is not only a direct lender but also has established relationships with over a hundred lenders in every aspect of real estate and construction lending. Our reputation along with our high loan volume, has allowed us to develop strong relationships with all of our resources creating low cost savings, which we have positioned to pass on to our clients. Cal Mutual’s biggest benefit to our clients is our one stop shop philosophy. We are not only a real estate firm and mortgage brokerage, but also a direct lender. Our clients and opposing agents love us because we control the entire transaction instead of multiple companies to seek out for answers. We hold all the information so it’s easy for everyone in the transaction as a one stop shop, but most of all we have the one and only program for our buyers, our “1% client credit” program. We offer the same rates and programs as all lenders, but because we are doing the home sale and the loan we have more funds to work with so we offer 1% credit back to the buyer. This means if our clients buy a $600,000 then we give them $6000 towards their closing costs. Hard to beat that when you still get great home buying service and a just as good, if not even better mortgage then anywhere else. This is just our appreciation we like to give back out clients in appreciation for allowing us to help them and their family. read more