Established in 1934, Bracht, Deckers & Mackelbert NV (BDM. NV) is one of the most established and highly respected managing g ... eneral agents in the BeNeLux region. Working closely with a large brokers network, BDM underwrites policies on behalf of ASCO/Assurances Continentales to meet risk management needs of their clients. BDM and ASCO as well as Navigators, an other strong brand in the specialty & marine insurance market, are now a part of The Hartford, a large insurance company with a 200-year history of helping clients in Property & Casualty Insurance. BDM/ASCO, Navigators and The Hartford share complementary business cultures that emphasize a passion for underwriting discipline and outstanding claims experiences. read more