Balboa Capital is a technology-driven independent financing company that provides business owners with fast, hassle-free solu ... tions to fund their companies. We developed an intuitive online platform that simplifies the entire process. Calculators provide instant estimates, applications can be completed and submitted in a matter of minutes, and sophisticated credit scoring technology provides instant decisions. No lengthy paperwork or collateral are needed, and all credit scores are considered. Balboa Capital is fully accredited by the Better Business Bureau (BBB). read more