Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. We help creditors liquidate delinquent co ... nsumer receivables and assist consumers in resolving their financial challenges. In this way, we return value to our credit driven economy. Since 1962, Asset Acceptance has provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. We take a long-term view toward collections, backed by experienced and well-trained account representatives, strategic office locations around the country and a proven legal strategy. Asset Acceptance has 1,400 associates across 10 offices in nine states. read more