The year was 1861 and Abraham Lincoln was President. The Civil War had begun, putting the country in turmoil. It was a time t ... hat called for people of vision. Ten Wilmington, Delaware businessmen rose to the occasion. Despite the uncertainties and pressures on the economy brought on by the war, these 10 men boldly suggested the creation of a bank for working people: the "Artisans." They envisioned a unique financial institution - one that returned its money to its depositors in the form of mortgages, loans and interest on savings. A mutual institution, for the benefit of its depositors. read more