APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for ... the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially. APCO is the second largest credit union in the state of Alabama and serves its members from a number of offices and CU Service Centers located throughout the state and across the nation. read more