America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the B ... irmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members. Every member of America's First owns a share of the credit union and is required to maintain a $5 balance in a Share Savings Account. America's First accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA) and supplemental share insurance of up to $250,000 is provided by Excess Share Insurance (ESI). read more