ACHeck21® makes a difference because we are passionate about financial freedom, individual creativity, and transparency. We b ... elieve payments are about you…not about us The ACHeck21® FinTech Cloud℠ offers a new paradigm (http://acheck21.com/project/cloud-api/). It combines different payment types, information and shared services into one workflow. We move billions of dollars in a wide range of verticals. Our ability to combine disparate payment types into one work flow on our FinTech Cloud creates the perfect platform to transition our banks and customers to new emerging payment systems. From real time to block chain. So what is the significance of a single work flow in ACHeck21? Economies of scale, ease of use and greater accessibility. By using a unified file format and open document standard we convert ACH or ICL for processing to exact specifications for each user on our proprietary configuration system. Using a unified file format we are able to automate workflow and support an infinite range of configurations and output options beyond the traditional settlement file. The data is organized faster and more reliably than traditional legacy methods plus it is now accessible and easily manipulated using our RESTful API (http://acheck21.com/api/) and SDK’s (http://acheck21.com/mobile/). Data can be archived, searched and reported. It can be accessed for CRM’s, office management systems, bookkeeping systems, other vendors, point of sale and so forth. The banks and companies that use our services no longer need two sets of software, two data bases, specialist in ACH and specialist in Check21. They only need access to the ACHeck21 FinTech Cloud. read more